{"id":172,"date":"2020-08-18T18:01:59","date_gmt":"2020-08-18T18:01:59","guid":{"rendered":"http:\/\/americanassetretrieval.com\/?page_id=172"},"modified":"2020-10-17T20:07:06","modified_gmt":"2020-10-17T20:07:06","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/americanassetretrieval.com\/index.php\/terms-and-conditions\/","title":{"rendered":"Terms and Conditions"},"content":{"rendered":"

TERMS OF SERVICE<\/strong><\/p>\n

This document is our Terms of Use (i<\/strong>.e. Agreement) for our Company’s (Also “Us” or “Our”) website. It is a legally binding contract between our Company; visitors; users; and customers (Also “You” or “Your”). If you do not like or agree with these terms or are under the age of eighteen (18), we ask that you do not use or access this website. We reserve the right to amend or change our Terms of Use at any time, and by your continued use of our website and platform, you are agreeing to these terms. Our Privacy Policy<\/em> is separate from this Agreement and can be found at: ___________________.<\/em><\/strong>\u00a0\u00a0\u00a0 Effective Date: \u00a0December 29, 2019<\/p>\n

    \n
  1. WEBSITE USAGE<\/strong><\/li>\n<\/ol>\n

    We are providing our customers with a user-friendly, affordable platform to obtain assistance for the purpose of repairing their credit and improving their credit score. Users can visit and access our website for any legal or lawful purpose. In order to protect our intellectual property and our customers, users and visitors are prohibited from:<\/p>\n

      \n
    • Downloading, copying, or transmitting any of our website content without our permission;<\/li>\n
    • Using data mining or extraction software, or bots;<\/li>\n
    • Manipulating or using framing or other navigational technology;<\/li>\n
    • Registering, subscribing, unsubscribing, or attempting to register, subscribe, or unsubscribe any person; user; company; or anyone else for our products or services unless you have permission;<\/li>\n
    • Using our website or its content for any other purpose other than which it was intended: marketing and email campaigns;<\/li>\n
    • Harassing; stalking; bullying; or threatening behavior towards our Company, it’s owners, employees, agents, customers or users;<\/li>\n
    • Engaging in any behavior that might violate our rights, such as our intellectual property rights; or that of our customers;<\/li>\n
    • Impeding or interfering with our website; its’ security; or our server.<\/li>\n<\/ul>\n

       <\/p>\n

        \n
      1. PAYMENT<\/strong><\/li>\n<\/ol>\n

        Payment for services can be made via credit or debit card through the Client portal located on the website. Our Company accepts all major credit and debit cards. We reserve the right to collect and retain your credit\/debit card information for payment of services rendered. Full disclosure as well as client rights are outlined in our Customer Agreement. We offer the following rate for Credit Repair Services:<\/p>\n

        $549.00 for auditing and one month credit monitoring a Client’s credit report;<\/p>\n

        $147.00 per item deleted from a credit report (Example: Derogatory collection deleted from all 3 bureaus = $441.00<\/p>\n

        Client is billed monthly at the rate of $147.00 per month until balance on account is paid in full;<\/p>\n

        Credit monitoring is billed at the rates of 25.95 per month.<\/p>\n

        The Client acknowledges and agrees to be personally and financially responsible for all outstanding costs and fees for credit repair services as provided within the Credit Repair Agreement. This includes and is not limited to collection costs and fees for unpaid amounts on account.<\/p>\n

        III. CANCELLATIONS<\/strong><\/p>\n

        A Customer may cancel their contract without penalty or obligation at any time before midnight of the third (3rd) day which begins after the date they sign the credit repair agreement. In order to cancel, you must mail, email, or deliver a signed and dated copy of a Notice Cancellation to our Company at: _____________________________________________________________________ before midnight on the 3rd day which begins after the date you signed and executed the Agreement for credit repair services.<\/p>\n

        The Notice must state: “I hereby cancel this transaction as of [date of cancellation]”. The Notice must include your signature.<\/p>\n

        Please note, your digital signature on the Customer Agreement is your acknowledgement that you received and reviewed a copy of your Consumer Credit File Rights.<\/p>\n

        Upon receipt of your Notice of Cancellation, your audit fee will be refunded as provided within the Credit Repair Agreement.<\/p>\n

         <\/p>\n

          \n
        1. REFUNDS<\/strong><\/li>\n<\/ol>\n

          Clients must follow our Refund Policy for Cancellations in Section III, in order to receive either a partial or full refund. Failure to follow these instructions will either delay or prevent a customer from receiving a refund.<\/p>\n

           <\/p>\n

            \n
          1. CUSTOMER SUPPORT<\/strong><\/li>\n<\/ol>\n

            Our Company provides support services on a first come-first served basis. Customers are encouraged to send our Customer Service Department an email containing: their name; account number; date; and a description of their challenge or problem; within the Client Portal. One of our qualified Customer Service Representatives will contact you within 24-48 hours.<\/p>\n

             <\/p>\n

              \n
            1. RULES AND CONDUCT<\/strong><\/li>\n<\/ol>\n

              Please Note: We have a Zero Tolerance<\/strong> Policy for<\/strong>: Spam; harassment; bullying; obscenities; pornography; bigotry; copyright infringement; and theft. <\/strong><\/p>\n

              Users and customers must not use our website or platform for any improper, illegal, or prohibited purpose. In addition, user warrant not to use our website in any way that could affect its’ availability or use; or in connection with unlawful activity.<\/p>\n

               <\/p>\n

               <\/p>\n

              VII. TERMINATION<\/strong><\/p>\n

              Our Company reserves the right to terminate or cancel your access to all or any part of our website or services at any time. If we cancel or terminate access, you will receive notice either through the website or email.\u00a0 If your account or access is terminated, then the terms and conditions in this Terms of Use survive termination and cancellation, including but not limited to limited liability; warranty disclaimers; indemnification; disputes; and choice of law provisions.<\/p>\n

              VIII. INDEMNIFICATION<\/strong><\/p>\n

              Customers, users, and visitors agree to defend, indemnify, and hold harmless our <\/em><\/strong>Company, it’s owners; directors; employees; and agents; from all third-party claims or losses, costs, actions, damages, expenses, or liabilities, that arise from or relate to an individual using or accessing our website; platform; content; or services. This also applies to unforeseen third-party claims.<\/p>\n

                \n
              1. LIMITATION OF LIABILITY<\/strong><\/li>\n<\/ol>\n

                Customers understand and agree that they assume all responsibility and risk for accessing and using our: website; platform; content; and\/or services. Our company, its’ owners; employees; or agents will not be liable for any: incidental; indirect; direct; punitive; exemplary; or consequential damages. The term “Damages” may include and is not limited to loss of Profits; interruption of service; injuries; loss of business\/personal information; other loss, claims, or damages;<\/p>\n

                 <\/p>\n

                  \n
                1. FORCE MAJEURE<\/strong><\/li>\n<\/ol>\n

                  \u00a0<\/strong><\/p>\n

                  Force Majeure means “any event” that might occur that is “beyond our control”, or that of our User or Customer. Neither our Company nor our customer shall be responsible for any failure to perform if it involves: vandalism, fire, flood, strike, labor unrest, riot, act of civil or military authority, accident, acts or omissions of carriers, or Act of God, or other event beyond their control. When we become aware of any force majeure event, it will be posted on our website, or sent via email for our customers as notification. Any changes in our service, or resumption in our service will be posted on our Company’s website.<\/p>\n

                   <\/p>\n

                    \n
                  1. DISPUTES<\/strong><\/li>\n<\/ol>\n

                     <\/p>\n

                      \n
                    1. Mediation<\/strong>. In the event either we or the customer have a dispute about these Terms of Use or its interpretation, we agree to resolve the dispute via Mediation in ______________, Virginia, and we both agree to share the cost and choice of a Mediator. All proceedings regarding mediation shall always be kept confidential and private.<\/li>\n
                    2. Notice<\/strong>. The disputing party shall send the non-disputing party a thirty (30) day Notice of Intent prior to filing a Mediation claim, giving the parties the ability to resolve the dispute before Mediation. Notices shall be served as provided herein. Upon filing of the complaint, Mediation shall be conducted via Virginia’s Professional Rules governing Arbitration and Mediation.<\/li>\n
                    3. Prevailing Party<\/strong>. The final decision of the Mediator shall be binding upon the parties, and the prevailing party shall be entitled to reimbursement of any costs and fees, including but not limited to attorney\u2019s fees.<\/li>\n<\/ol>\n

                      XII. NOTICES<\/strong><\/p>\n

                      Any Notice that is required in this Agreement must be in writing and sent to parties as follows:<\/p>\n

                       <\/p>\n

                        \n
                      1. Notice can be delivered via: email; United States Postal Service; or overnight\/special courier. Customers can opt out of email notifications by sending a written email to our Customer Service Department at: _________________.<\/li>\n<\/ol>\n

                         <\/p>\n

                         <\/p>\n

                          \n
                        1. All other Notices are to be sent to the last known address or email address for our Company or to the customer’s last known address\/email address.<\/li>\n<\/ol>\n

                           <\/p>\n

                          COMPANY<\/p>\n

                          [ADDRESS]<\/p>\n

                           <\/p>\n

                           <\/p>\n

                          XIII. MODIFICATION\/ASSIGNMENT<\/strong><\/p>\n

                           <\/p>\n

                          The customer understands and agrees that this Agreement may not be assigned, sold, assigned, transferred, or modified, without the prior written consent of an authorized representative of our Company.<\/p>\n

                           <\/p>\n

                          \u00a0<\/strong><\/p>\n

                          XIV. GOVERNING LAW<\/strong><\/p>\n

                           <\/p>\n

                          These Terms of Use shall be governed by and construed in accordance with the laws of the of the Commonwealth of Virginia, without regard to conflicts of law provisions. \u00a0If any clause or paragraph in this agreement is considered unenforceable or invalid under any law or statute or made invalid by an Order of a Court of law, the invalid or unenforceable clause shall not render the balance of this Agreement invalid. Any invalid provision shall be considered altered and interpreted so it does not affect the rest of this agreement.<\/p>\n

                           <\/p>\n

                            \n
                          1. CONTACT<\/strong><\/li>\n<\/ol>\n

                            You can contact our Company at:<\/p>\n

                            \u00a0<\/strong><\/p>\n

                            Effective Date: ________________________<\/p>\n","protected":false},"excerpt":{"rendered":"

                            TERMS OF SERVICE This document is our Terms of Use (i.e. Agreement) for our Company’s (Also “Us” or “Our”) website. It is a legally binding contract between our Company; visitors; users; and customers (Also “You” or “Your”). If you do not like or agree with these terms or are under the age of eighteen (18), […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-172","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/americanassetretrieval.com\/index.php\/wp-json\/wp\/v2\/pages\/172","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/americanassetretrieval.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/americanassetretrieval.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/americanassetretrieval.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/americanassetretrieval.com\/index.php\/wp-json\/wp\/v2\/comments?post=172"}],"version-history":[{"count":3,"href":"https:\/\/americanassetretrieval.com\/index.php\/wp-json\/wp\/v2\/pages\/172\/revisions"}],"predecessor-version":[{"id":264,"href":"https:\/\/americanassetretrieval.com\/index.php\/wp-json\/wp\/v2\/pages\/172\/revisions\/264"}],"wp:attachment":[{"href":"https:\/\/americanassetretrieval.com\/index.php\/wp-json\/wp\/v2\/media?parent=172"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}